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Cash consideration to shareholders

$ 0

$ (101,659)

Net equity infusion

$ 8,964

8,964

Common shares, outstanding (in shares)

36,200,000

38,005,623

38,000,000

36,182,783

Warrants to purchase common stock (in shares)

9,000,000

Transaction cost

$ 0

$ 6,305

$ 0

$ 10,319

2018 Equity Compensation Plan [Member]

Shares reserved for issuance (in shares)

3,400,000

Intermex [Member]

Cash balance available to Intermex prior to the consummation of the Merger

$ 110,726

Intermex Merger costs paid from acquisition proceeds at closing

(9,062)

Cash consideration to shareholders

$ (101,659)

FinTech [Member]

Merger [Abstract]

Redemption of shares (in shares)

4,900,000

Gross redemption payments

$ 49,800

Number of outstanding shares subsequent to redemption (in shares)

18,900,000

Consideration paid in equity (in shares)

17,200,000

Net cash proceeds from reverse recapitalization

$ 5

Prepaid expenses

Accrued liabilities

^[1]

(136)

Deferred tax assets

^[1]

982

Net equity infusion

^[1]

$ 9,989

[1]

During the fourth quarter of 2018, the Company acquired approximately $1 million of deferred tax assets from FinTech, which is reflected in the table above. These deferred tax assets relate to capitalized transaction costs incurred by FinTech prior to the merger, therefore they have been recorded in additional-paid in capital.

REVENUE RECOGNITION STANDARD (Details) $ in Thousands	3 Months Ended		9 Months Ended
REVENUE RECOGNITION STANDARD (Details) $ in Thousands	Sep. 30, 2019 USD ($) Point	Sep. 30, 2018 USD ($)	Sep. 30, 2019 USD ($)	Sep. 30, 2018 USD ($)	Dec. 31, 2018 USD ($)
Revenue Recognition [Abstract]
Loyalty program reserve	$ 0		$ 0		$ 621
Revenues from Contracts with Customers [Abstract]
Wire transfer and money order fees	72,710		202,202
Discounts and promotions	(242)		(792)
Revenues	$ 85,334	$ 72,508	236,359	$ 198,844
Point earned for each wire transfer processed \| Point	1
Point expiration period for non completion of wire transfer transaction	180 days
Point expiration period after end of program	30 days
ASU 2014-09 [Member]
Revenue Recognition [Abstract]
Cumulative effect of new accounting pronouncement					(1,015)
Accumulated Deficit [Member] \| ASU 2014-09 [Member]
Revenue Recognition [Abstract]
Cumulative effect of new accounting pronouncement					$ (1,015)
Wire Transfer and Money Order Fees, Net [Member]
Revenues from Contracts with Customers [Abstract]
Revenues	$ 72,468	61,332	201,410	168,554
Foreign Exchange Gain [Member]
Revenues from Contracts with Customers [Abstract]
Revenues	12,272	10,697	33,297	29,013
Other Income [Member]
Revenues from Contracts with Customers [Abstract]
Revenues	$ 594	$ 479	$ 1,652	$ 1,277

OTHER PREPAID EXPENSES AND CURRENT ASSETS (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
OTHER PREPAID EXPENSES AND CURRENT ASSETS [Abstract]
Prepaid insurance	$ 377	$ 300
Prepaid fees	733	719
Notes receivable	507	451
Other prepaid expenses and current assets	650	1,701
Prepaid expenses and other assets	$ 2,267	$ 3,171

GOODWILL AND OTHER INTANGIBLE ASSETS (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2019 USD ($)
Goodwill [Roll Forward]
Goodwill, beginning balance	$ 36,260
Acquisition of agent locations	0
Amortization expense	0
Goodwill, ending balance	36,260
Other Intangibles [Roll Forward]
Other intangible assets, beginning balance	36,395
Acquisition of agent locations	335
Amortization expense	(7,010)
Other intangible assets, ending balance	$ 29,720
Agent Relationships [Member]
Finite-Lived Intangible Assets [Abstract]
Intangible assets amortization period, under accelerated method	15 years
Trade Name [Member]
Finite-Lived Intangible Assets [Abstract]
Intangible assets amortization period, under accelerated method	15 years
Developed Technology [Member]
Finite-Lived Intangible Assets [Abstract]
Intangible assets amortization period, under accelerated method	15 years
Other Intangible Assets [Member]
Finite-Lived Intangible Assets [Abstract]
Intangible assets amortization period, straight line method	10 years

ACCRUED AND OTHER LIABILITIES (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2019	Dec. 31, 2018
Accrued Liabilities and Other Liabilities [Abstract]
Payables to agents		$ 10,118	$ 8,972
Accrued legal settlement (see Note 13)		3,250	0
Accrued compensation		1,998	2,344
Accrued bank charges		955	983
Accrued loyalty program reserve		0	621
Accrued interest		1,185	1,009
Accrued legal fees		400	920
Accrued taxes		2,330	745
Deferred revenue loyalty program	$ 2,483	2,483	0
Other		1,342	761
Accrued and other liabilities		$ 24,061	$ 16,355
Deferred Revenue Loyalty Program Liability [Abstract]
Beginning balance	0
Revenue deferred during the period	2,104
Revenue recognized during the period	(1,597)
Ending balance	2,483
ASU 606 [Member]
Deferred Revenue Loyalty Program Liability [Abstract]
Adoption of ASC 606	$ 1,976

DEBT (Details)
$ in Thousands

9 Months Ended

Apr. 29, 2019

USD ($)

Nov. 07, 2018

USD ($)

Sep. 30, 2019

USD ($)

Sep. 30, 2018

USD ($)

Dec. 31, 2018

USD ($)

Less: Current portion of long term debt

Long-term debt, gross

$ 98,321

$ 120,000

^[1]

(6,405)

(3,936)

Less: Debt origination costs

(2,533)

(2,738)

Long-term debt, noncurrent

89,383

113,326

Debt origination costs, current

600

Proceeds from credit agreement

$ 12,000

$ 0

Minimum [Member]

Fixed charge coverage ratio

1.25

Maximum [Member]

Consolidated leverage ratio

3.25

Term Loan [Member]

Revolving Credit Facility [Member]

Long-term debt, gross

$ 98,321

90,000

Credit Agreement [Member]

Long-term debt, gross

$ 0

$ 30,000

Unused line fee percentage

Maturity date

Nov. 07, 2023

0.35%

Credit Agreement [Member] | LIBOR [Member]

Credit Agreement [Member] | Base Rate [Member]

Interest rate

4.50%

Credit Agreement [Member] | Term Loan [Member]

Interest rate

3.50%

Aggregate principal amount

$ 90,000

Effective interest rate

8.48%

Frequency of principal payment

Quarterly

Credit Agreement [Member] | Term Loan [Member] | Year 1 [Member]

Credit Agreement [Member] | Term Loan [Member] | Year 2 [Member]

5.00%

Credit Agreement [Member] | Term Loan [Member] | Year 3 [Member]

7.50%

Credit Agreement [Member] | Term Loan [Member] | Year 4 [Member]

7.50%

Credit Agreement [Member] | Term Loan [Member] | Year 5 [Member]

10.00%

Credit Agreement [Member] | Revolving Credit Facility [Member]

10.00%

Maximum borrowing capacity

$ 35,000

Effective interest rate

7.73%

Credit Agreement [Member] | Incremental Facility [Member]

Maximum borrowing capacity

$ 30,000

Increase Joinder [Member] | Incremental Facility [Member]